Credit Insurance is a before sales credit risk management product that insures commercial accounts receivable against nonpayment. In other words, even if your customer defaults on payment or goes bankrupt, you will still be paid, subject to the terms and conditions of the policy, for the merchandise shipped or services rendered to your customer. By assuring payment, your company's stability and growth will be greatly supported.

Benefits of credit insurance:

• Protects against excessive of catastrophic losses
• Provides a safety net to new markets, whether domestic or overseas
• Allows you to pursue new customers more freely and provides higher lines of credit to existing ones
• Assists in establishing a guide for effective credit risk management
• Covers orders while in process but not yet shipped
• Greatly enhances your borrowing power, especially if you factor your receivables on a non-recourse basis
• Strengthens compliance for Sarbanes-Oxley

Stellar Risk Management Services, Inc. is an independent agent for several credit insurance companies. Please contact Stellar Risk Management by sending in our short application form (PDF), our online inquiry form, or by phone. We will be pleased to discuss this very useful credit risk management tool with you.

» Frequently Asked Credit Insurance Questions
» How Do You Know If You Need Credit Insurance?
» Short credit insurance application form