WE ARE WHAT WE WEAR
When you dress up, you show respect for the other person and yourself. When you dress the part, you show a commitment to a positive outcome. When you dress appropriately, you show others the confidence you have in yourself, and that which they should have in you and your abilities!
> Articles | > Business & Financial Advice | > Introductions
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8 THINGS YOU SHOULD STOP PAYING FOR IN 2012
Looking to tighten your belt in 2012? You can start by using coupons, searching for discounts or simply buying lower-cost versions of the items you typically purchase. But if you're looking for truly big savings, consider entirely cutting out the products and services you really don't need.
> Consumer Credit | > Articles | > Business & Financial Advice
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WHY YOU CAN NEVER STOP PERFECTING YOUR BUSINESS
The most successful owners, like the best athletes, know there's no reaching the top. There's only working harder and learning faster than the next guy. “Practice makes perfect” is NOT the true saying. You have to add one word: “Perfect practice makes perfect.”
> Articles | > Business & Financial Advice
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HOW DEAD CREDIT CARD DEBT CAN COME BACK TO LIFE
No one was more surprised than Thomas Carpenito with the credit-card invitation that landed in his mailbox last year. The 27-year-old deli owner from White Plains, N.Y., had about $10,000 in old debts and a credit rating 200 points below "good." He recalled thinking the post office had delivered the letter to the wrong house.
> Consumer Credit | > Articles | > Collection Practices | > Identity Theft, Fraud, and Scams
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AGING AND BROKE, MORE LEAN ON FAMILY TO SURVIVE
More aging Americans are doing something they never would have imagined: turning to family for financial aid. Some are even asking their children for a place to live. The problem has been building as more Americans 55 and older have lost jobs or run through savings faster than expected.
> Consumer Credit | > Articles | > Business & Financial Advice
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WHY MOST LINKEDIN USERS DON’T GET RESULTS
A lot of professionals are on LinkedIn but few are maximizing it as a networking, branding and career tool. To get expert LinkedIn advice, I called upon Jan Vermeiren. Jan is the founder of Networking Coach, the first LinkedIn Certified Training company in the world. Jan is the author of the networking books: Let’s Connect! and How to REALLY Use LinkedIn.
> Articles | > Business & Financial Advice
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5 NEW YEAR'S RESOLUTIONS FOR THE CONSCIOUS DEBT COLLECTOR
If there is one thing that most Americans might agree upon it’s that the debt collection industry and the work it performs ranks in status somewhere below that of a Wall Street Banker and slightly above that of a U.S. Congressman.
> Articles | > Collection Practices
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BUSINESSES YOU CAN START FOR UNDER $5K
The biggest thing holding most people back from starting their own business is money. But the truth is, you don't have to have a lot of money to start a business. "If I get one more stinking, whining email about how impossible it is to start a business without any money, I am going to explode!" entrepreneur Mike Michalowicz wrote in his book, "The Toilet Paper Entrepreneur."
> Articles | > Business & Financial Advice
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UNDERSTANDING DEBT OBLIGATION AFTER FORECLOSURE
Dear Liz: Several years ago, we were talked into getting what I believe was a predatory loan — a negatively amortizing mortgage for 100% of the purchase price of our home. The loan broker assured us we could refinance the following year to a more traditional mortgage.
> Consumer Credit | > Articles | > Bankruptcy | > Business & Financial Advice
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HOW DO I KNOW IF I’M ON A SPAM BLACKLIST?
We often get the question: “How do I know if my company is on a SPAM Blacklist?” Followed by “If my company is on a SPAM blacklist, how the heck do we get unlisted? There are several hundred SPAM blacklists but luckily, there are a few tools that can help you check most of them quickly. We’ve included here a handy reference with the sites that you can use to check your blacklist status. We’ve also highlighted one or two of the more prominent SPAM blacklists.
> Articles | > Business & Financial Advice | > Identity Theft, Fraud, and Scams
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ACADEMY AWARD WINNING SOCIAL CONTENT TO BOOST YOUR SEO
I’ve written often about the benefits of going viral in both content and marketing strategies. Increasingly, however, social media content (a.k.a. viral content) does more than increase brand recognition and site traffic: it can also tremendously boost your SEO signals.
> Articles | > Business & Financial Advice
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THE 4 DISASTROUS THINGS NEVER TO SHARE WITH HR
Your human resources team can help you be a better manager, get promoted, and even deal with a lawsuit. But there are a few things that you should never share with HR. The key is to be mindful: "You need to be sure you are communicating what you want your management to know," says Clinical Professor of Management John Millikin, Ph.D. of the W.P. Carey School of Business. If you're concerned but still think HR should know something, ask for discretion:
> Articles | > Business & Financial Advice | > Human Resources / Jobs
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“EXCAVATING” YOURSELF OUT OF DEBT
Currently, U.S. households owe an astounding $2.3 trillion in non-real estate debt, driving increasing numbers of Americans to turn to experts for help. "It was like an avalanche," says Carole Carroll, who along with her husband, Donald, saw their credit card debt rise to $88,000 after trying to cope with job loss, family obligations, and other financial burdens.
> Consumer Credit | > Articles | > Business & Financial Advice
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5 "NO-BRAINER" RESOLUTIONS FOR 2012
I recently got back from a month's vacation — the longest I've ever taken, and a shocking indulgence for an American. (Earlier this summer, I was still fretting about how to pull off two weeks unplugged.) The distance, though, helped me hone in on what's actually important for my professional career — and which make-work activities merely provide the illusion of progress.
> Articles | > Business & Financial Advice
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HOW EVEN A FINANCIAL PRO LOST HIS HOUSE
One night a few years ago, when the value of our home had collapsed, our debt was out of control and my financial planning business was shaky, I went to take out the trash. There was this enormous window that looked right in on the kitchen table, and through it I could see my wife, Cori, and our four children eating dinner. It was dark outside, so they couldn’t see me, and I just stood there looking at them.
> Consumer Credit | > Articles | > Bankruptcy | > Business & Financial Advice
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